Financial help
The MOM levy concession and AIC caregiver grants (Home Caregiving Grant and Caregivers Training Grant) are separate schemes with different eligibility criteria and application routes. They are not different names for the same thing.
Tell us about the person’s care needs. We match helpers with relevant experience.
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By APEX Maids Agency Pte. Ltd. · MOM EA Licence 25C3180 · UEN 202547196H. Based in Jurong West and serving households across Singapore. Our website is apexmaids.sg and our phone is 8405 6661.
MOM offers a concessionary levy rate for qualifying households. The conditions differ by category and have specific citizenship, permanent residency and age requirements. Two helpers can qualify for the concession if two eligible persons in the household each meet the conditions. Check the full current rules on MOM’s levy concession page. For current rates, see levy rates and payment.
The HCG provides a monthly cash payout for eligible care recipients who need permanent assistance with at least three Activities of Daily Living (ADLs), such as washing, dressing, feeding, toileting, walking and transferring. Additional criteria include the care recipient’s nationality, residence and a means test that considers income and property. The grant has tiered payouts. Check AIC’s HCG page for the current tiers, criteria and application process. Apex does not determine HCG eligibility or process applications.
The CTG helps cover the cost of approved caregiving courses for the main caregiver of an eligible care recipient. The care recipient must be aged 65 or above, or have a qualifying disability. The main caregiver can include a foreign domestic worker attending an approved course. Course co-payments apply. Check AIC’s CTG page for current eligible courses, providers and co-payment details. Apex does not provide these courses or process grant applications.
The levy concession and AIC grants are separate schemes with separate eligibility. Qualifying for one does not automatically qualify you for another. Apply for each through its own official channel: MOM for the levy concession, AIC for the grants.
| Levy concession | Home Caregiving Grant | Caregivers Training Grant | |
|---|---|---|---|
| Administered by | MOM | AIC | AIC |
| Benefit | Lower monthly levy | Monthly cash payout | Course fee subsidy |
| Key criteria | Household composition by category | Care recipient’s functional needs, means, residence | Approved course for eligible care recipient’s main caregiver |
| Application | FDW eService / automatic for some categories | AIC application | Through approved course provider |
← Swipe to see all columns →
For care options, see AIC’s care options page. For elderly-care helper matching, see Apex’s elderly care page.
When considering a helper for an elderly family member, describe the actual daily assistance and family support.
AIC grants and MOM levy concession are separate schemes with different eligibility. You may qualify for both.
Questions
They are separate schemes. Check eligibility for each independently through MOM and AIC respectively.
No. Apex is a placement agency. The CTG covers approved courses from eligible providers listed by AIC.
Talk to us
Tell us the care needs and we will match helpers with relevant experience.
